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Cheap Retirement Places


Are you a little short on retirement funds? Or maybe you need to live on just your Social Security? Not everyone gets to retire with a big pension and if you're not one of them, you may be looking for cheap retirement places. Fortunately, there are a number of cheap retirement places where you can enjoy a decent lifestyle and live on that small pension or monthly Social Security check.

Here is a list of cheap retirement places in the US.

Baraboo, Wisconsin

This is the town that gave birth to the Ringling Brothers Circus and features peaceful, rolling countryside with lush farmlands and the picturesque Baraboo River. Its population is 10,650 and the median price of a house in Baraboo in 2010 was $248,000.

Bardstown, Kentucky

This small town has a population of 10,500 and despite its bourbon past, offers clean living. It boasts that its median home price in 2003 was just $90,000, though a modern, executive style house today--with a nice kitchen and other amenities--is probably closer to $200,000 and up.

Durant, Oklahoma

Many experts say that Oklahoma may be the cheapest state in the continental United States in which to live and Durant may be one of the best places in Oklahoma to retire. It is called the "Magnolia capital of Oklahoma," as those white-blossom trees line its city streets. It is the home of Southeastern Oklahoma State University and is the headquarters of the Cherokee Tribe Nation, the third-largest Indian Nation in the US. The city's population is 13,800 and the average house price at last report was $196,000.

Des Moines, Iowa

Des Moines has a metro population of 456,000 and shows a median home price of $286,000. The public schools are good, commute times are short and real estate is relatively cheap. Interestingly enough, this city is the world's third-largest insurance Center, with more than 60 insurance companies headquartered there.

Lincoln, Nebraska

According to one report, Lincoln is one of the country's most digital-savvy cities. It is also the sixth-best entrepreneurial hotspot says the Milken Institute. Unemployment is low in Lincoln and its industry is diversified with manufacturing, insurance, technology and printing. It is one of the country's fastest-growing cities outside the Sunbelt. Its population is 226,000 and he average house price is $266,000.

Missoula, Montana

While you may not be familiar with the city, it has a population of 103,000 and is home to the University of Montana. Violent crime is low in Missoula and it has a reputation as the states most progressive city. Among the Missoula's population, you will find intellectuals, East Coast transplants, international students and even Russian and Tibetan immigrants. The median house price in Missoula as of 2010 was $281,000.

State College, Pennsylvania

This town is the home of Pennsylvania State University and is rated the third least stressful small Metro area in the US. It has low unemployment, crime, commute time, suicide and divorce. Downtown State College features colonial shops, pubs and restaurants and its streets are among the safest in the nation. The median cost of a house in State College in 2010 was $225,000.

Colorado Springs, Colorado

Most Americans know that Colorado Springs is a beautiful city. People have been retiring there in large numbers. In fact, its metro population shot up 30% between 1990 and 2000. Colorado Springs' natural beauty and business friendly environment has attracted many new companies. The Progressive Insurance Company, which is the country's third largest auto insurance group, built three new buildings on a 30-acre campus there at the end of 2003. The average price of a house in Colorado Springs in 2010 was $324,000.

Fresno, California

Growth in this sun-baked, Central Valley city is booming. The town has a symphony, local theater companies and several art museums. Housing varies widely from the very basic to the lavish but all prices are relatively down the earth. Fresno now boasts a metro population of 983,000 and its median home price in 2010 with $377,000.

Jackson, Tennessee

Believe it or not, the economy of this city is fueled by Pringles. This is because Proctor and Gamble built a Pringles-producing plant in 1990 that led to a real manufacturing boom. A tornado shredded sections of the city in 2003 but these areas have been rebuilt and the downtown has retained its historic feel. It even has local buildings with New Orleans-style balconies. Unemployment in Jackson is low and job growth is high. The median house price in 2010 was $243,000.

Albuquerque, New Mexico

Albuquerque offers unique local architecture, food and art. Plus it offers inexpensive living. In fact, to live here generally costs about half as much as to live in Santa Fe, New Mexico. Albuquerque has a city population of 449,000. There are nearby deserts, mountains and Indian sites worth exploring. The median house price in Albuquerque in 2010 was $265,000.

Bend, Oregon

Bend sports a great location, as it sits between the Cascade Range and Central Oregon's high desert, blessing it with pleasant weather the year around. The Cascade Mountains buffer storms and provide a four-season outdoor playground for climbing, biking, golfing and more. Bend's streets are clean, its buildings have been restored and the median house price there was $381,000 in 2010.

Now what do you do with this cheap retirement places list? You can research each individual location and then plan a trip to your top 3 and decide how well you like the people, prices, weather, taxes and more. Then you can decide where you want to retire cheaply.

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